When I opened the package I was immediately struck buy the vivid colors and the Fluffiness of the liner, and directly put it in the Matilda OMG. I can not wait for cold weather I dont think I will ever wear another coat what ever the weather this is just a WONDERFUL combo. and you can wear one with out the other. the fit of the vest is roomy I bought a 3xl I normally wear a size 20 but the Matilda is also a 3xl there is enough room to be able to layer other clothing to keep warm Not that I think I will need it with this vest. The zippers Line up the tab in back to secure it to the coat is lined up perfectly, and being able to access the inner pocket with the liner is a great addition, this vest brings the Matilda from perfect to I dont want to take it off. Thank you for making this vest in scrumptious luxury i am always cold so I am wearing it in my house LOL. Again thank you.